This church is accessible by boat from several locations in Boka Bay.  We used the Perast Marina.  

The story is on July 22, 1452: two sailors, returning to Perast from a difficult voyage, discovered an icon of the Madonna and Child resting on a rock in a shallow part of the Bay. Considering the find a miracle, they vowed to build a church on the spot. The sailors dropped stones around the spot where the icon was found, slowly creating an islet and building a small chapel. It soon became a tradition for sailors to drop stones in the water around the chapel before a voyage, to contribute to the strength of its foundations and to ask the Virgin Mother to bring them safely home.